JRB Insurance LLC · Michigan LLC, Entity ID 900251982. James R Beckstrom, Licensed Insurance Agent, RSSA®. 4924 Parkgate Dr., Commerce Township, MI 48382. 888-774-5220 · james@jrbinsurance.com
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This checkup is educational only. It is not a product recommendation or tax, legal, or investment advice. Your income style is a starting point for conversation. Social Security estimates apply the Social Security Administration's published early and delayed claiming adjustments to the amount you enter. They leave out spousal benefits, the earnings test, taxes, Medicare premiums, and cost-of-living adjustments, and survivor figures are simplified. Your actual benefit is set by the Social Security Administration.
JRB Insurance LLC is not connected with or endorsed by the United States government, the Social Security Administration, or the federal Medicare program. Registered Social Security Analyst® and RSSA® are registered marks of the National Association of Registered Social Security Analysts.
The early-retirement figure comes from the Employee Benefit Research Institute's 2026 Retirement Confidence Survey. The lifestyle spending average comes from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey, 2024, for households with a reference person age 65 to 74 (food away from home, entertainment, and cash contributions).
We may discuss insurance and retirement income products during your review.
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